Banking Insights

September 13, 2021  |  by Rod Bungey

The increased competition from fintechs has forced financial institutions (FIs) to innovate, improve their offerings and their customer service, and in some cases lower their costs. Open banking will continue to change how consumers view their banking options, providing opportunities and posing challenges to FIs, merchants and card processors.

August 23, 2021  |  by Diebold Nixdorf

Diebold Nixdorf’s Vynamic™ Payments is the next generation in payments processing software, a cloud-native platform built to power the ongoing transformation of the financial services and payments industry. We approached payments with a fresh perspective—focused on disruption rather than iteration. See how you can leapfrog to the next generation in payments processing now.

August 09, 2021  |  by Diebold Nixdorf

What forces are revolutionizing the (not so modern) world of Buy Now Pay Later (BNPL) purchasing? When retailers needed a way to empower consumers with the confidence to buy online during the COVID pandemic, it’s no surprise they turned to fintech companies to help them (and customers) reach that critical point of sale.

July 19, 2021  |  by Bruce Diesel

The API economy that FinTechs have taken advantage of gives a glimpse into how consumers will think about money in the coming years. A fully connected ecosystem that can seamlessly integrate new payment types, new authentication methods, and new channels will be essential to both attracting and retaining, consumers.

May 26, 2021  |  by Diebold Nixdorf

Vendors and service providers will continue to seek out ways to optimize their transaction flow and customer experience and to save the costs associated with credit card payments. What does this trend mean for banks and credit card issuers?

April 12, 2021  |  by Markus Doeinghaus

The heart of a payment is the processing of a transaction. Today we’re seeing alternative methods, payment instruments and various tokens entering the market with accelerated pace. If FIs want to stay in the game, they need to modernize their payments systems to become flexible enough to derive value from the new API-driven ecosystem.

March 09, 2021  |  by Michael Engel

How do you know if your payments platform is at its effective end-of-life? What should you be looking for in a future-ready payments platform? Are you ready to take your payments platform into the future? Continue reading for answers to these questions and more.

February 24, 2021  |  by Diebold Nixdorf

Financial institutions are at a critical inflection point: evolve their payments and transaction systems or risk being outperformed by more agile providers. We spoke with PayX Group’s COO and our own Managing Director & VP of Banking Software on how the payments market is transforming.

February 09, 2021  |  by Diebold Nixdorf

One of the world's top ten banks implemented Diebold Nixdorf’s VynamicTM Payments software to power the bank's debit platform transformation. This initiative combines the bank's transaction activity across multiple banking channels, including millions of debit cards serviced, thousands of branches and tens of thousands of ATMs, into a common processing platform.

February 05, 2021  |  by Diebold Nixdorf

As part of America First Credit Unions’ fleet upgrade initiative, they will implement VynamicTM Payments software to transform their terminal driving and transaction switching capabilities, along with installing DN SeriesTM ATMs to offer new member-centric experiences and more secure banking interactions to its members.